Who we represent
- Insurance agents and agencies
- Public, independent, and company adjusters
- Bail bond agents
- Title insurance agents and agencies
- Funeral directors, embalmers, and cemetery businesses
- Employers facing Division of Workers' Compensation enforcement
Matters we handle
- DFS investigations, subpoenas, and requests for records
- Administrative complaints seeking suspension or revocation
- Allegations involving premiums, fiduciary funds, or misrepresentation
- License applications and denials, including criminal history issues
- Settlement stipulations and consent orders
- Formal hearings before the Division of Administrative Hearings
Workers' compensation stop-work orders
DFS also enforces Florida's workers' compensation coverage requirements through its Division of Workers' Compensation. If your business has been served with a stop-work order, see our stop-work order defense page.
Frequently asked questions
Will a criminal charge affect my insurance license?
It can. Certain criminal matters must be reported to the Department, and some pleas can lead to suspension, revocation, or a waiting period before you can be licensed. Get licensing advice before you resolve the criminal case.
DFS sent me a subpoena for my records. Do I have to comply?
Licensees have record-keeping and cooperation obligations, but the scope of a request and how you respond both matter. Have a lawyer review it before you produce anything.
Can I keep working while a DFS case is pending?
In most cases, yes, unless the Department has entered an emergency order. Each case is different, so confirm your status with counsel.
This page is general information about Florida law, not legal advice for your situation. Deadlines and procedures vary by case and change over time.